Interest rate, Annual Percentage Rate (APR) and payment information shown are for illustration purposes only and are not a rate quote. The actual interest rate, fees and APR available to you will be based on your credit history and specific loan details. The rate lock period for Fixed and ARM rates shown on the Get A Personalized Rate page is 49 days. Refinance rates may be higher and rate lock periods may be longer than reflected on the website. For a personalized rate quote, please contact one of our mortgage loan officers.