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Home Financing Library

Conventional Loans

Conventional loans are secured by government sponsored entities such as Fannie Mae and Freddie Mac. Conventional loans can be made to purchase or refinance homes, single family to four family homes.

The Conforming Loan Limits are published annually by the Federal Housing Finance Agency. Here are a few websites to find additional information on conforming loan limits:

Jumbo loans are higher than the limits set by FHFA. They usually have a higher interest rate and some additional underwriting requirements. In addition to common loan structures such as fixed rate and adjustable rate, there are other affordable loan programs to choose from. Consult your lender to consider the best options for you.