Home Financing Library
Mortgage insurance allows a potential buyer to obtain a mortgage without having to provide a 20% down payment. Mortgage insurance also protects the lender against financial loss if a homeowner stops making mortgage payments.
There are local, state and national non-profit organizations dedicated to assisting homebuyers with their down payment and closing costs.
Learn about low down payment loan options.
Many local and state agencies have funds to help individuals and families with a down payment.
View a list of all state housing and finance authorities