A couple outside looking at their new home

Home Financing Library

Down Payment

Low Down Payments and Mortgage Insurance

Mortgage insurance allows a potential buyer to obtain a mortgage without having to provide a 20% down payment. Mortgage insurance also protects the lender against financial loss if a homeowner stops making mortgage payments.

Down Payment Grants

There are local, state and national non-profit organizations dedicated to assisting homebuyers with their down payment and closing costs.

Low Down Payment Loan Options

Learn about low down payment loan options.

Down Payment Assistance

Many local and state agencies have funds to help individuals and families with a down payment.

State Housing and Finance Authorities

View a list of all state housing and finance authorities