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Home Financing Library

Credit Reporting Agencies

Credit reporting agencies collect information about you and your credit history from public records, your creditors, and other reliable sources. These agencies make your credit history available to your current and prospective creditors and employers as allowed by law. Credit agencies do not grant or deny credit.

The main nationwide credit reporting agencies are:

Equifax
PO Box 105873
Atlanta, GA 30348
800-685-1111

Experian
PO Box 2002
Allen, TX 75013
888-EXPERIAN (888-397-3742)

TransUnion
PO Box 2000
Chester, PA 19022
(800) 888-4213